Young Driver Auto Insurance Islip New York NY
Reader’s Question:
In Islip, New York, who are considered inexperienced drivers for car insurance purposes?
George
Islip NY
The insurance provider in Islip New York will look at the number of years you have had your driver’s license for the inexperienced driver. Your car insurance carrier may be interested in how many years you have been insured, but it is just one of the rating factors they look at.
According to the New York Insurance Department one of the most relevant considerations in car insurance rating factor is age due to its obvious relation to risk. Young drivers usually get involve in an accident according to statistics.
The New York Insurance Department states that if licensed less than 3 years at the start of the car insurance policy period, the principal driver, regardless of age, will get an inexperienced operator surcharge. Additionally it is typically the amount of time licensed that is checked at for driving record. Your prior insurance coverage record only looks typically at the previous 6-12 months.
Tags: auto insurance, teen insurance, Young driver car insurance
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