Reader’s Question:

I have a 16 year old teen and she wants to start driving but I can’t afford car insurance so can she drive a car that is under my name and her mother’s name if she gets her license. Does she need to have insurance right when she obtains her license in Wyoming?

Jim

Cheyenne, WY

According to the Wyoming’s mandatory auto liability insurance law, anyone operating a motor vehicle must satisfy the state’s financial responsibility limits of 25/50/20.

In addition to that, under the Wyoming financial responsibility law, liability policy means an owner’s or an operator’s policy of liability insurance, certified as proof of financial responsibility, and issued by an insurance company authorized to do business in this state, to or for the benefit of the individual named as insured.

Plus, when your teen daughter is getting a license, since she is under 18, you as the parents will need to sign a minor’s release form. Part of this form may include being responsible for the minor while he is operating a vehicle or keeping insurance coverage so find out from the WY DOT exactly what the release form states.