Why Are Auto Insurance Rates For Teen Boys So High?
Reader’s Question:
What are some of the lowest car insurance rates for a 17 year old boy?
Nathan
Good question Nathan.
Insurance rates for teenagers are usually high especially for young boys since statistically speaking they likely get into accidents. This means that this is considered as high risk drivers and would cost higher premiums.
Insurance companies rate cars differently. To be able to get a lower insurance premium rate, you might want to purchase a medium sized car, 4 cylinder sedan, 4 doors with safety features. The cheapest car is usually the cheapest to insure.
Some insurance companies give discount on cars with safety features. Some of the safety features that that these insurance companies want to see are air bags, anti lock brakes and electronic stability control.
There are some few cars that are said to be the safest for teens. Theses cars are Hyundai Elantra, Honda Accord coupe or Toyota Corolla. You should avoid cars that are very small for teens and does not have safety features. It is said that teens may tend to overact and might roll the vehicle. You should have safety features in your car if you are a young driver because you might get discounts on your insurance premiums.You may contact your insurance company or agent to know what cars can give you lower insurance rate.
Goodluck!
MariCAR
What Is The Best Teen Car Insurance?
You hear a lot of talk about getting a safe car to get the best teen car insurance quote, and while we give you the attributes of a safe car along with everything else, no one ever tells you the exact kind of car that can get you the best teen car insurance quote. So, for those who are sick of analyzing, here’s a list of some of the best cars for teens, and why.
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The Honda Civic.
This car is what I would consider the best car for anyone who wants to get a cheap auto insurance quote. For those who are interested in being environmentally aware, the Civic comes as a hybrid. Its cheapest price is around fourteen thousand dollars. It’s dependable, safe, classy, good for gas, and has some of the best teen car insurance rates. With an array of features, it’s also fun for teens to drive.
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Toyota Corolla.
This is a lot like the Civic, being dependable and spacious with some of the best teen car insurance rates. It tend to cost around thirteen thousand dollars, has lots of room inside, and has a very effective stability control option which you should add. If you want something a little bigger, you can get the Camry, which is practically the same in all but size.
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Ford Focus.
Not quite so dependable as the above, the Focus is an enjoyable ride. There are twelve models to choose from, and it prices at around thirteen thousand dollars.
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Scion xA, xB, or xC.
The lowest price for these cars is around twelve thousand dollars. While not the most comfortable, it’s cheap, has one of the best teen car insurance rates out there, and comes with a lot of great safety features like active restraints and air bags.
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Nissan Sentra.
This is cheap, but not very spacious. The lack of space isn’t such a bad thing if you don’t want your teen driving with a lot of people in their car anyway. It’s very similar to the Corolla, although the gas mileage is slightly better.
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Mazda3.
This car has an innovative design, and you can get it as a hatchback or a sedan for around thirteen thousand. While it’s not the fastest, that’s a good thing, and it does have a good amount of space and is reliable.
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Mitsubishi Lancer.
This is the car that teen drivers will love, but might not be the car that you want to buy them. It has a turbo charged model and is considered to be higher performance car in the other models. It will not get you the best teen car insurance price, though it is very cool.
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