How Much Will Teen Auto Insurance Cost To Add To My Policy?
Reader’s Question:
Can you give me a range on how much will my car insurance go if I add a new teenager driver?
Rachel
Good Question Rachel.
Adding a teen driver on the policy will definitely cost you more since they have a high rates of accidents since they are newly licensed compared to experiences drivers who is more prone to avoid accidents than cause it.
It will actually depends on what your insurance rates already if you want to know the cost of adding a teenager on your policy. Other factor that may also affect your ate is the geographical location. For instance, it will cost you more on your premiums if you live in the congested area that your teen is more likely to get involved in an accident than in a rural area.
If a teenager has taken a formal driving lessons or a driver’s education, he may be able to get discount, If you also have a teen that maintains a higher GPA, this may cut the cost for auto insurance.
Generally, adding a teenager may cost $1200 up to $2500 a year. a minor may expect to pay 2.5 times the base rate of their insurance. Depending on the state where you reside, studies show that if you add a teenager on your insurance policy, your rates may go up 50-200%.
You may speak with your insurance agent about what your new premiums would be if you add a teenager in your policy. You may shop around to check which insurance company can give you a lower rate if you add a teenager.
Goodluck!
MariCAR
How Old Do I Need To Be To Drive a Car In Virginia?
Reader’s Question:
How old should I be to be able to drive in the state of Virginia?
Albert
Thank you for asking.
You must a resident of the Commonwealth of Virginia and should be at least 16 years and 3 months of age before you can obtain a drivers license in Virginia. This is according to the Virginia Department of Motor Vehicle. If you want to get a learner’s permit, you must be at least 15 years and six months of age.
If you are under 18, you need a written consent from your parents or guardian unless you are married or emancipated. You need to complete a state approved driver’s education program if you are under the age of 19.
If you have never held a license issued by the state of Virginia, or foreign country, Us territory and unable to show proof that you had a license and is 19 years old and older, you must show proof that:
1. you passed an approved driver’s education course
2. you have a Virginia’s learners permit at least 30 days before taking the Department of Motor Vehicle road skill test.
You may call the Department of Motor Vehicle in Virginia to get more information on how to obtain Virginia’s driver’s license or permit.
Goodluck!
MariCAR
Getting Auto Insurance Discounts For Teen and New Drivers
If you’re a teen and new driver, then you can’t simply take your car out on the road and guess how to drive. If you want to get good teen and new driver car insurance rates, and also drive safely and within the law, then you need to have a driver’s education program. Most schools offer one, and the schools in this video offer a different, more effective type of driver’s education–one designed by teens.
Most car insurance companies will apply a ten percent discount or more to your insurance if the teen takes a driver’s education program, even if it is taken outside of school.
There are several places on and off line where a teen and new driver can get their drivers education, and there are even games to help the teen learn the rules of the road better.
Loading ...