I am turning 19 and I want to have my own car insurance. My dad says it won’t come cheap. How can I prove him wrong?

Michael

Houston, TX

Your dad has his reasons why he thinks you won’t be able to get cheap insurance for your vehicle. Most of the top insurance companies charge high premiums on young drivers like you. This is due to the fact that most of the incidents of theft, fire, and road mishaps involve young drivers. Most automobile insurance companies also regard young drivers as careless and irresponsible, so higher charges are in store for young drivers like you.

In order to get cheap young driver insurance, you should prove to the insurance company that you are responsible enough to handle your own car. You should enroll in a defensive driving school so that you can present yourself as a responsible driver. You should pick a driving school that is recognized by most vehicle insurance companies.

Another way to get cheap young driver insurance is to get good grades at school. Most straight A students get cheap rates for car insurance. You should strive to perform well in school.

Lastly, another proven way to avail of cheap young driver insurance is to buy safe vehicles. Forget sports cars since these are more prone to accidents.