This is old news, but in California, cheap auto insurance for teen drivers means no cell phones on the road. This is a great law, and I wish every state would pass it, but in the meantime those in states without the law have to educate them on the consequences of driving and cell phone use and enforce a personal ban with their teen drivers. As I’ve said before, if you want to get cheap auto insurance for teen drivers, the first step is accident avoidance.

According to recent studies, eight percent of teen drivers use a phone while they are driving during the day, and five percent do at night. Using a cell phone while you’re driving can be a big factor in getting into an accident, and drive you from cheap auto insurance for teen drivers to some very expensive rates.

While studies have not been done to show exactly how cell phones themselves cause car accidents, they have been done to show that a sizeable amount of accidents occur because the at fault driver is distracted in some way. This includes changing the radio station, bending down to pick up something you’ve dropped, talking to friends, and talking on your cell phone. One of the biggest problems is text messaging while driving.

Even though most of us survived fine without cell phones in the past, many parents today feel it necessary to have a way to keep in touch with their teen’s while they are away. This makes it harder to enforce a rule of not using your cell phone while driving. What you can do is teach your teen about the consequences of driving recklessly and punish them by removing driving privileges when you find that they have been using their cell phone on the road.

• The Honda Civic.

This car is what I would consider the best car for anyone who wants to get a cheap auto insurance quote. For those who are interested in being environmentally aware, the Civic comes as a hybrid. Its cheapest price is around fourteen thousand dollars. It’s dependable, safe, classy, good for gas, and has some of the best teen car insurance rates. With an array of features, it’s also fun for teens to drive.

• Toyota Corolla.

This is a lot like the Civic, being dependable and spacious with some of the best teen car insurance rates. It tend to cost around thirteen thousand dollars, has lots of room inside, and has a very effective stability control option which you should add. If you want something a little bigger, you can get the Camry, which is practically the same in all but size.

• Ford Focus.

Not quite so dependable as the above, the Focus is an enjoyable ride. There are twelve models to choose from, and it prices at around thirteen thousand dollars.

• Scion xA, xB, or xC.

The lowest price for these cars is around twelve thousand dollars. While not the most comfortable, it’s cheap, has one of the best teen car insurance rates out there, and comes with a lot of great safety features like active restraints and air bags.

• Nissan Sentra.

This is cheap, but not very spacious. The lack of space isn’t such a bad thing if you don’t want your teen driving with a lot of people in their car anyway. It’s very similar to the Corolla, although the gas mileage is slightly better.

• Mazda3.

This car has an innovative design, and you can get it as a hatchback or a sedan for around thirteen thousand. While it’s not the fastest, that’s a good thing, and it does have a good amount of space and is reliable.

• Mitsubishi Lancer.

This is the car that teen drivers will love, but might not be the car that you want to buy them. It has a turbo charged model and is considered to be higher performance car in the other models. It will not get you the best teen car insurance price, though it is very cool.