Auto Insurance For Teens With Learners Permit?
Reader’s Question:
What happens if I only have a learners permit and I got involved in an accident. I live in Indiana.
Tina
Thank you for asking Tina.
The extent of driving privileges according to Indiana Driver’s Manual with an learners permits depends upon the age of the driver. If the holder is less than 18 years of age, he may practice driving only while the front passenger seat is occupied by the parent or guardian, step parent or other relative with a valid driver’s license in his possession.
If the holder is at least 18 years of age, he may practice driving only while the front passenger seat is occupied by any individual with a valid driver license in his possession.
Under any circumstances, Indiana does not allow you to drive with a learner’s permit. If you are complying with the restrictions of your learner’s permit and get involved in an accident, it does not appear that there are penalties for getting in an accident.
To make sure, you may contact the Indiana Bureau of Motor Vehicles. The consequences if you got involved in an accident if you are driving with a licensed guardian is not different from any one else with a licensed driver who got involved in an accident. You will likely to be facing with ticket for driving without a license and possible fees if you were not driving with a licensed adult.
A learner’s permit violation is worth four points and an administrative hearing may be required, according to Indiana Bureau of Motor Vehicles.
Goodluck!
MariCAR
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