Cheap Auto Insurance For Teen Driver?
This is old news, but in California, cheap auto insurance for teen drivers means no cell phones on the road. This is a great law, and I wish every state would pass it, but in the meantime those in states without the law have to educate them on the consequences of driving and cell phone use and enforce a personal ban with their teen drivers. As I’ve said before, if you want to get cheap auto insurance for teen drivers, the first step is accident avoidance.
According to recent studies, eight percent of teen drivers use a phone while they are driving during the day, and five percent do at night. Using a cell phone while you’re driving can be a big factor in getting into an accident, and drive you from cheap auto insurance for teen drivers to some very expensive rates.
While studies have not been done to show exactly how cell phones themselves cause car accidents, they have been done to show that a sizeable amount of accidents occur because the at fault driver is distracted in some way. This includes changing the radio station, bending down to pick up something you’ve dropped, talking to friends, and talking on your cell phone. One of the biggest problems is text messaging while driving.
Even though most of us survived fine without cell phones in the past, many parents today feel it necessary to have a way to keep in touch with their teen’s while they are away. This makes it harder to enforce a rule of not using your cell phone while driving. What you can do is teach your teen about the consequences of driving recklessly and punish them by removing driving privileges when you find that they have been using their cell phone on the road.
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