Reader’s Question:

Hi Im 18years old. I just want to know how long should a new driver covered under their parents insurance policy after they get their license?

Gene

Thank you for asking Gene.

A new driver actually may not be automatically covered under their parent’s policy once they get their license.

A new driver may first have to be listed on their parents policy declaration’s page. Your parent need to contact their insurance agency first and you will have to be added or endorsed to their policy. Once you have obtained your driver’s license you should be added to the policy although some policies cover those driver’s with restricted license.

If you are listed on your parent’s or guardian’s policy, you should be covered on that policy until you are removed from the policy. I would suggest that you contact your parent’s insurance company to verify if you are include in their policy and what procedures you need to do to remove yourself from the policy. It is likely that you should stay on the policy if you live in the household.

Goodluck!

MariCAR